Variable Rate Change Calculator

See how your monthly home loan repayment changes when your variable rate moves after an RBA decision.

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Australian variable rate home loans move with the RBA cash rate plus the lender's margin. When the RBA changes the cash rate, most lenders pass the full change through within 30 days. This calculator shows the impact of a rate change on your repayment. Offset accounts and extra repayments reduce the effective balance; speak to your lender for a precise figure.