Lenders Mortgage Insurance (LMI) Estimator

Estimate the LMI premium for your Australian home loan based on your LVR and loan amount.

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LMI premiums are set by private mortgage insurers (Helia and QBE) and vary by lender, loan amount, loan type, and state. The rates shown are approximations based on standard owner-occupier residential loans. Investment loans and high-rise properties attract higher premiums. LMI can typically be capitalised (added to the loan). A deposit of 20% or more eliminates LMI. Consult your lender or mortgage broker for an accurate LMI quote.