Mortgage
Understanding Mortgage Fees in the UK: Arrangement, Valuation, and Legal Costs
Learn what arrangement fees, valuation fees, and legal costs mean for your UK mortgage, how much to expect, and when each fee is charged.
Harry Whitmore
Author
Writes about UK mortgages: remortgaging, fixed and tracker deals, LTV calculations, and stamp duty, translating lender criteria into plain language for buyers and homeowners.
- mortgage
- remortgage
- home-buying
- stamp-duty
Published articles
Mortgage
Fixed vs Tracker Mortgage in the UK: Using a Comparison Calculator to Decide
Understand the difference between fixed-rate and tracker mortgages and how a comparison calculator helps you model costs, risk, and savings under different rate scenarios.
Mortgage
How to Read a UK Mortgage Amortisation Schedule and Understand the Interest Split
Learn how to interpret a UK repayment mortgage amortisation table and see exactly how much of each monthly payment goes toward interest versus capital repayment.
Mortgage
UK Mortgage Amortisation Schedule: How to See Exactly What Each Repayment Covers
Understand how your monthly mortgage payment is split between interest and principal over time with an amortisation schedule.
Mortgage
How to Calculate Stamp Duty Land Tax in the UK
Understand how stamp duty land tax works and calculate what you owe on your property purchase with our interactive SDLT calculator.
Mortgage
Green Mortgages in the UK: Lower Rates for Energy-Efficient Homes
Green mortgages offer preferential interest rates and incentives for energy-efficient properties, rewarding homeowners who invest in sustainable housing.
Mortgage
Bridging Loans in the UK: Buying Before Selling Your Home Checklist
A practical checklist for UK homeowners considering a bridging loan to purchase a new property before selling their current home.
Mortgage
First-Time Buyer's Guide to Getting a Mortgage in the UK
Compare fixed-rate, tracker, and government-backed mortgage options to find the right first-time buyer product for your deposit, income, and risk tolerance.
Mortgage
A Guide to Getting Your First Mortgage in the UK
Getting onto the property ladder can feel overwhelming. Our comprehensive conceptual guide outlines how UK mortgages work, the role of deposits, and the key steps to securing your first home loan.
Mortgage
Bank of England Set to Hold Base Rate, Experts Say: What It Means for UK Mortgages
Market analysts expect the Bank of England to hold the base rate steady at its next meeting. Here is what that means for your mortgage repayments and remortgaging decisions.
Mortgage
Nationwide Extends Six Times Income Lending for Home Movers and Remortgage in the UK
Nationwide Building Society now offers up to six times income for home movers and remortgage customers, expanding access to higher loan amounts for existing homeowners.
Mortgage
Mortgage and Remortgage Interest Rates in the UK Today - Saturday 20 June 2026
Mortgage rates showed mixed movement on 20 June 2026, with two-year fixed rates averaging 4.78% and five-year fixed products at 4.52%.
Mortgage
The Bank of England Holds Interest Rates Steady: Will It Impact the UK Housing Market?
When the Bank of England pauses rate changes, the effects ripple through mortgage costs, buyer demand, and property prices across the UK.
Mortgage
What a Bank of England Rate Pause May Mean for UK Mortgage Interest Rates
A pause in Bank of England base rate changes can create a window of stability for mortgage rates, but the impact varies widely by product type and lender strategy.
Mortgage
Mortgage Overpayment Strategy: A Complete Guide for UK Homeowners in 2027
Learn how to use mortgage overpayments strategically to reduce interest costs, shorten your mortgage term, and build equity faster while avoiding early repayment charges.
Mortgage
How to Remortgage Your Home in the UK: A Step-by-Step Guide
Learn how to remortgage your UK home to secure better rates, release equity, or switch lenders with this complete step-by-step guide.
Mortgage
Tax Planning for UK Property Investors Before the April 5 Deadline
Strategic tax planning steps for buy-to-let landlords and property investors to take before the UK tax year ends on April 5.
Mortgage
When Does It Make Sense to Remortgage Your Mortgage
Discover the key signs and circumstances that indicate it is time to remortgage, from falling off your fixed rate to accessing better deals and releasing equity.
Mortgage
How to Remortgage in the UK and When It Is Worth Switching to a New Deal
Learn when and how to remortgage your home in the UK, compare deals, and decide whether switching to a new mortgage product will save you money.