Articles about rates under Mortgage.
A direct comparison of Commonwealth Bank, NAB, ANZ and Westpac home loan rates, features and what each major lender offers Australian borrowers.
RBA rate rises have increased mortgage repayments and reduced borrowing capacity, reshaping affordability for Australian home buyers and existing borrowers.
Commonwealth Bank, Westpac, NAB and ANZ have all passed on the Reserve Bank's latest cash rate increase in full to variable-rate home loan customers.
The comparison rate shows the true annual cost of a home loan by including most fees and charges, not just the advertised interest rate alone.
Understand the key differences between fixed-rate and variable-rate home loans in Australia and how to choose the right option for your circumstances.
The Reserve Bank's October meeting falls at a critical time for borrowers and property buyers as the spring market heats up ahead of summer.
Learn when to lock your home loan rate and how to time settlement during Australia's peak spring property market.
Learn the key differences between fixed and variable home loan rates in Australia and discover which option best suits your financial situation and risk tolerance.
Understand the direct connection between the Reserve Bank of Australia's cash rate decisions and your home loan interest rate.
The Reserve Bank of Australia's September board meeting delivered a rate decision that shapes the spring home loan market - here's what borrowers need to know.
A split home loan lets you divide your borrowing between fixed and variable rates, balancing repayment certainty with offset flexibility.
Compare fixed-rate and variable-rate home loans in Australia to decide which suits your budget, risk tolerance, and financial goals.
Use our calculator to compare variable and fixed-rate home loans side by side and find which structure saves you money over your loan term.
Comparing home loans goes beyond the advertised interest rate. Learn how to find the lower true cost by evaluating comparison rates, fees, features, and total repayments.
Variable rate home loans adjust when lenders change their rates, directly affecting your monthly repayment. Learn how to calculate your new repayment amount and plan ahead for rate movements.
Understanding how Reserve Bank of Australia rate decisions affect your choice between fixing your home loan rate or staying variable.
Learn how to evaluate comparison rates effectively when shopping for a home loan, including what the rate includes, how to use it alongside other factors, and common mistakes to avoid.
The Reserve Bank of Australia's July board meeting sets the cash rate, directly influencing variable home loan rates and monthly repayments for Australian borrowers.
The Reserve Bank of Australia's latest cash rate decision affects variable-rate home loans immediately, with borrowers facing potential increases of hundreds of dollars per month in repayments.
The Reserve Bank of Australia raised the cash rate by 0.25 percentage points in February 2026, directly affecting variable-rate home loan repayments for Australian borrowers.
Rising interest rates are forcing Australian mortgage holders to rethink their home purchases as monthly repayments climb beyond what many households can comfortably afford.
Australian home loan interest rates have risen following the Reserve Bank's latest cash rate increase, directly impacting variable-rate borrowers with higher monthly repayments.
An overview of Australian home loans, current interest rates, and key factors affecting mortgage costs in 2026.
Many outright homeowners in Australia do not have a mortgage, yet Reserve Bank rate hikes still cause significant financial and emotional strain.
Despite the RBA holding the cash rate steady, 65,000 Australian homeowners have fallen into mortgage stress, highlighting ongoing affordability challenges even without further rate rises.
The RBA has no Monetary Policy Board rate decision scheduled for July 2026. Australian home loan borrowers can use the month to review repayments, comparison rates and refinance options before August.
Some Australian lenders have cut selected fixed home loan rates, but that does not automatically mean every borrower should fix. Compare the rate, comparison rate, fees and flexibility before switching.
Mortgage stress risk rose after earlier RBA rate rises flowed into borrower repayments. Here is what the April increase means for Australian home loan borrowers.
CommBank's withdrawn special offer is a reminder that headline home loan rates can move quickly. Compare the comparison rate, fees and loan features before switching.
A practical checklist for Australian home buyers who want to manage fixed-rate risk before a pre-December settlement. Learn when a rate lock may help, what to confirm, and what can still change.
NAB's reported home loan rate change affects variable borrowers first, but fixed-rate customers and refinancers should still review their options. Here is what the change means in Australia and how to respond without rushing.
Some Australian lenders can cut selected home loan rates even when the RBA remains cautious. The useful question is whether your total loan cost improves, not whether one advertised rate looks lower.
Australian home loan rates may fall later in 2026, but cuts are not guaranteed. Borrowers should compare the full comparison rate, fees and loan features before waiting for lower repayments.
As interest rates rise, many Australian households are facing severe mortgage stress, forcing a dangerous trade-off between keeping their homes and funding essential healthcare.
The Reserve Bank held the cash rate steady in June 2026. Here is what Australian home loan borrowers should do now to optimise their position.
Australian mortgage rates continue their downward trend today, with variable and fixed rates declining across major lenders following recent RBA signals.
Current mortgage rates for Australian borrowers and the outlook for the week ahead.
Mortgage rates showed mixed movement today as lenders adjust variable and fixed offerings independently. Check the latest rates before you lock in.
After months of declines, Australian mortgage and refinance rates rose in June 2026, reversing the downward trend borrowers had grown accustomed to.
Australian home loan rates have risen this week across variable and fixed products, following recent market movements and expectations around the RBA cash rate.
Australian mortgage rates have fallen this week following positive developments in the Iran peace agreement, which reduced global oil prices and eased inflation concerns that influence the RBA's interest rate decisions.
The Reserve Bank of Australia's decision to hold the cash rate affects variable home loan rates and refinancing opportunities.
Fixed-rate home loans in Australia continue their downward trend as of June 17, 2026, while variable rates remain stable.
When the Reserve Bank holds the cash rate steady, the impact on your home loan depends on your rate type and lender pricing decisions.
Fixed-rate home loans show downward movement while variable rates continue to fluctuate amid uncertain market conditions. Here's what Australian borrowers need to know about today's rates.
Learn how to choose between a fixed-rate and variable-rate home loan in Australia with this step-by-step guide covering rates, features, and your personal financial situation.
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