Mortgage Affordability Calculator

Find out the maximum purchase price you can afford using Canadian TDS and GDS guidelines.

C$
C$
C$
%
yr
%

The mortgage stress test requires qualifying at the greater of your contract rate + 2% or 5.25%. CMHC guidelines require GDS under 39% and TDS under 44%. This estimate does not apply the stress test. Consult a mortgage professional.