Mortgage Calculators
Free mortgage and home-loan calculators: payments, affordability, refinance and more.
First-Time Home Buyer Checklist
Check 8 readiness steps before you buy your first home.
Are You Ready to Buy a Home?
Find out if you are ready to buy a home, and what to work on next.
Mortgage Glossary
Mortgage and home-loan terms explained in plain English.
Fixed vs. Variable Rate Mortgage: Which Is Better?
Fixed vs. variable mortgage rates compared side by side.
Mortgage Payment Calculator
Calculate your monthly mortgage payment and total cost.
Refinance Break-Even Calculator
Find how long until refinancing savings offset closing costs.
Closing Cost Estimator
Estimate total closing costs for your home purchase.
Cash-Out Refinance Calculator
Find how much equity you can access with a cash-out refi.
Extra Mortgage Payment Calculator
See how extra payments cut years and interest off your mortgage.
Mortgage Affordability Calculator
Find the home price you can realistically afford.
Rent vs. Buy Calculator
Compare renting vs buying over 10 years in your market.
CMHC Mortgage Default Insurance Calculator
Calculate your CMHC mortgage insurance premium.
OSFI Mortgage Stress Test Calculator
Check if you qualify at the Canadian stress test rate.
Canadian Land Transfer Tax Calculator
Calculate Ontario land transfer tax and first-time buyer rebate.
Amortization Schedule Calculator
Generate your full mortgage amortization schedule.
Bi-Weekly Mortgage Calculator
Save years of interest by switching to bi-weekly payments.
Mortgage Comparison Calculator
Compare two mortgage offers side by side.
Rental Yield Calculator
Calculate gross and net rental yield on any property.
Home Buyers' Plan (HBP) Calculator
Use your RRSP to buy your first Canadian home tax-free.