Mortgage
CMHC Mortgage Insurance in Canada: When You Need It and What It Costs
CMHC mortgage insurance is required when your down payment is less than 20 per cent of the home price, protecting lenders while helping Canadians purchase homes sooner.
Programs
Articles about programs under Mortgage.
Mortgage
First Home Savings Account and RRSP Home Buyers Plan in Canada: How to Use Both
Learn how the FHSA and RRSP Home Buyers Plan work together to help first-time buyers save for a down payment in Canada.
Mortgage
RRSP Home Buyers Plan: Using Your RRSP for a Down Payment in Canada
The Home Buyers Plan lets first-time Canadian home buyers withdraw up to $60,000 from their RRSP tax-free to use toward a down payment, with 15 years to repay.
Mortgage
Insured Versus Uninsured Mortgages in Canada: What the 20 Per Cent Down Payment Line Means
Compare insured and uninsured mortgages in Canada and understand how the 20 per cent down payment threshold determines your mortgage insurance costs, rates, and qualification rules.
Mortgage
RRSP Home Buyers Plan in Canada: Calculate Your Withdrawal and Repayment Schedule
Use the Home Buyers Plan to withdraw up to $60,000 from your RRSP for a down payment, then repay it over 15 years. The calculator shows your exact repayment timeline and annual obligations.
Mortgage
Using the Home Buyers Plan Calculator in Canada: How Much You Can Withdraw and What You Owe Back
Learn how the Home Buyers Plan calculator helps you determine your RRSP withdrawal limit and repayment schedule when buying your first home in Canada.
Mortgage
How to Calculate CMHC Mortgage Insurance Premiums in Canada
Learn how CMHC mortgage insurance premiums are calculated based on your down payment and purchase price, and use our calculator to estimate your cost.
Mortgage
RRSP Home Buyers Plan: Using Your RRSP for a Down Payment in Canada
The RRSP Home Buyers Plan lets first-time buyers withdraw up to $60,000 from their RRSP tax-free to buy or build a qualifying home, with 15 years to repay.
Mortgage
CMHC Mortgage Insurance Calculator in Canada: Estimate Your Premium
CMHC mortgage insurance is usually required when your down payment is less than 20%. This guide explains what goes into the premium and how to estimate it before you make an offer.
